When people think about natural disasters and preparing for them, their minds generally go to how they will protect their home and family from loss or devastation. But for small business owners, there’s another area of their life just as vulnerable to natural disasters and that also will have a major impact on them if destroyed by a natural disaster: their business. However, there are some things you can do to help make it easier for your business to get back on its feet after a natural disaster. To help you prepare for the unexpected, here are three ways you can help your business survive in the aftermath of a natural disaster.

Being Insured for The Worst

While talking about insurance isn’t the most glamorous thing, having the right insurance for your business can save you a ton of money and stress following a natural disaster. Without proper and adequate business insurance, you could simply take any damaged inventory or destroyed infrastructure as a financial loss to the business, potentially causing you to have to close your doors for an untold amount of time. To make sure you’re getting the best coverage and the best deal for your specific business, KC Ifeanyi, a contributor to Inc.com, recommends for business owners to shop around and find coverage that will hold up when the most common natural disasters in their area occur, whether that’s floods, earthquakes, tornadoes or others.

Keeping Critical Business Elements Going

If your business takes a physical hit due to a natural disaster, the last thing you want to do is close up shop and see even more financial loss. By preparing for the unexpected beforehand, you may find it easier to keep your critical business processes going even in the face of devastation.

Chad Brooks, a contributor to Business News Daily, shares that some of the key elements to plan for in order to keep your business going after a natural disaster is to understand the minimum functionality you need to continue working and have a plan for executing those functions in a new location. These preparations should include having a temporary business location on the ready and making it easy to move operations by having organized inventory and IT accessibility.

Build Your Emergency Fund

Any natural disaster will likely impede business at least for a short amount of time. When this happens, you’ll be glad you planned ahead by having an emergency cash fund to keep your business operational. To make sure your finances and emergency fund are in order, Tony Pica, a contributor to the Washington Post, recommends for business owners to keep cash on hand for your normal immediate needs and always monitor your cash flow so you can pay for things like property taxes and salaries even when business isn’t booming. Having these funds ready for when an emergency comes will help ensure that your business can stay afloat even if disaster strikes.

Natural disasters don’t have to leave your business is shambles. Use the tips mentioned above to help become better prepared for when a disaster arises and to have your business come off conqueror.